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644 16TH Street

Panama City Beach, FL 32413
  • $254,900
  • STATUS: Active
  • ON SITE: 31 Days
  • MLS #: O6398252
Price Reduced
$254,900
  • 2
    BEDS
  • 0.17
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 863
    SQFT
  • $295
    $/SQFT
Neighborhood:
Type:
Townhouse
Built:
1984
County:
Bay

School Ratings & Info

Description

Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X). Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-05-16T19:46:51.49.
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644 16TH Street Panama City Beach, FL 32413

  • Price: $254,900
  • Status: Active
  • On Site: 31 Days
  • MLS #: O6398252
2
Beds
2
Baths
0
½ Baths
0.17
Acres
863
SQFT
$295
$/SQFT
1984
Built
Neighborhood:
White Sands Estates
County:
Bay
Area:
Panama City Beach
Property Description
Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X). Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!
Exterior Features

Attached Garage Yn No Carport Yn No Construction Materials StuccoWood Frame Direction Faces North Exterior Features Private YardSliding Doors Fencing Chain LinkVinylWood Foundation Details Slab Lot Features Corner LotCity Lot Lot Size Dimensions 60 x 126 Open Parking YN Yes Other Structures Shed(s)StorageWorkshop Parking Features BoatDrivewayGuestOff StreetOversizedParking PadRV Parking Patio And Porch Features CoveredDeckRear Porch Pool Private Yn No Road Frontage Type Street Paved Road Surface Type PavedAsphalt Roof Metal Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Feet Total 0 Waterfront Yn No

Interior Features

Appliances DishwasherDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher Building Area Total 1063 Building Elevator Yn No Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Engineered Hardwood Heating CentralHeat Pump Heating YN Yes Interior Features Ceiling Fan(s)Eating Space In KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-In Closet(s) Laundry Features Electric Dryer HookupLaundry RoomOutsideWasher Hookup Levels One Rooms Bedroom 2 (Ceiling Fan(s)Walk-In Closet(s)) Kitchen (BarPantryKitchen IslandBuilt-in Closet) Living Room (Ceiling Fan(s)No Closet) Primary Bedroom (Ceiling Fan(s)Walk-In Closet(s)) Sewer Septic Tank Stories Total 1 Water Source Public

Property Features

Additional Lease Restrictions Buyer is responsible to research laws and/or regulations for current leasing restrictions. Property is within city limits of Panama City Beach. Approval Process https://www.pcbfl.gov/295/Short-Term-Rentals https://www.pcbfl.gov/DocumentCenter/View/505/Vacation-Rental-Guidelines-for-Compliance-PDF Association Approval Required Yn No Association Fee Requirement None Association Yn No Cdd Yn No Flood Zone Code X Garage Yn No Homestead Yn No Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashConventionalFHAVA Loan Minimum Lease 1-7 Days New Construction Yn No Number Of Septics 1 Number Of Wells 0 Ownership Fee Simple Planned Unit Development Yn No Property Condition Completed Property Sub Type 1/2 Duplex Realtor Info As-IsList Agent is Related to OwnerShort Term Rental AllowedSignTermite Bond/Warranty Security Features Smoke Detector(s) Senior Community Yn No Special Listing Conditions None Tax Annual Amount 1503.36 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable ConnectedElectricity ConnectedPublicWater Connected Yrs Of Owner Prior To Leasing Re No Zoning R-3


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of LPT REALTY, LLC: 877-366-2213.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-05-16T19:46:51.49.
 
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