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628 Mayo Street

Palm Harbor, FL 34683
  • $1,100,000
  • STATUS: Active
  • ON SITE: 14 Days
  • MLS #: TB8458017
$1,100,000
  • 4
    BEDS
  • 0.21
    ACRES
  • 3
    BATHS
  • 1
    1/2 BATHS
  • 1,873
    SQFT
  • $587
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1967
County:
Area:

School Information

Elementary School:
Middle School:

Description

A rare waterfront masterpiece in Palm Harbor, perfectly positioned on Greens Bayou within the coveted Seaside Point 2nd Addition. This exceptional two-story residence offers 72 feet of direct waterfront frontage on a serene bayou, minutes to the Gulf of America - delivering the ultimate private Florida lifestyle on a .21-acre lot. Built with block construction, stucco exterior, and a durable metal roof, the home combines classic Florida architecture with modern comforts. Inside, 4 spacious bedrooms (1 is currently used an office. Perfect for a rental option) and 3.5 bathrooms span 1,873 sq. ft. of heated living space, thoughtfully designed for both elegant entertaining and everyday comfort. The open floorplan seamlessly connects the kitchen and family room, creating a natural flow for gatherings, while the kitchen itself impresses with solid wood cabinetry, stone countertops, and a bright, casual dining space. Upstairs, the primary suite offers a walk-in closet and private retreat, complemented by a split-bedroom layout for optimal functionality. Additional interior features include built-in elements, ceiling fans, attic ventilation, and a private sauna (Humm 3.5 kw wet/dry stove). Appliances include refrigerator, dishwasher, microwave, washer, and dryer, with mini-split cooling systems throughout and convenient garage laundry access. Outdoor living is a showstopper. Lounge by your private in-ground saltwater pool with concrete decking and lighting, entertain from the rear porch or balcony, or relax by the fire pit. The cold plunge boiler is a 1 1/2 HP eco plus (which is industrial). The property also includes a boathouse, outdoor shower, grill area, mature fruit trees, and lush garden space. A one-car attached garage and fenced yard complete this waterfront sanctuary, with no HOA or association fees. Flood Zone AE (flood deck page is attached) served by public water and sewer; electricity and cable connected. Enjoy the unparalleled combination of tranquility, lifestyle, and convenience, just minutes from Palm Harbor’s premier dining, shopping, and local amenities. Buyer to verify all measurements, zoning, flood, and use restrictions.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-02-17T17:45:32.073.
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628 Mayo Street Palm Harbor, FL 34683

  • Price: $1,100,000
  • Status: Active
  • On Site: 14 Days
  • MLS #: TB8458017
4
Beds
3
Baths
1
½ Baths
0.21
Acres
1,873
SQFT
$587
$/SQFT
1967
Built
Neighborhood:
Seaside Point 2Nd Add
County:
Pinellas
Area:
Palm Harbor
Elementary School:
Ozona Elementary-Pn
Middle School:
Palm Harbor Middle-Pn
High School:
Palm Harbor Univ High-PN
Property Description
A rare waterfront masterpiece in Palm Harbor, perfectly positioned on Greens Bayou within the coveted Seaside Point 2nd Addition. This exceptional two-story residence offers 72 feet of direct waterfront frontage on a serene bayou, minutes to the Gulf of America - delivering the ultimate private Florida lifestyle on a .21-acre lot. Built with block construction, stucco exterior, and a durable metal roof, the home combines classic Florida architecture with modern comforts. Inside, 4 spacious bedrooms (1 is currently used an office. Perfect for a rental option) and 3.5 bathrooms span 1,873 sq. ft. of heated living space, thoughtfully designed for both elegant entertaining and everyday comfort. The open floorplan seamlessly connects the kitchen and family room, creating a natural flow for gatherings, while the kitchen itself impresses with solid wood cabinetry, stone countertops, and a bright, casual dining space. Upstairs, the primary suite offers a walk-in closet and private retreat, complemented by a split-bedroom layout for optimal functionality. Additional interior features include built-in elements, ceiling fans, attic ventilation, and a private sauna (Humm 3.5 kw wet/dry stove). Appliances include refrigerator, dishwasher, microwave, washer, and dryer, with mini-split cooling systems throughout and convenient garage laundry access. Outdoor living is a showstopper. Lounge by your private in-ground saltwater pool with concrete decking and lighting, entertain from the rear porch or balcony, or relax by the fire pit. The cold plunge boiler is a 1 1/2 HP eco plus (which is industrial). The property also includes a boathouse, outdoor shower, grill area, mature fruit trees, and lush garden space. A one-car attached garage and fenced yard complete this waterfront sanctuary, with no HOA or association fees. Flood Zone AE (flood deck page is attached) served by public water and sewer; electricity and cable connected. Enjoy the unparalleled combination of tranquility, lifestyle, and convenience, just minutes from Palm Harbor’s premier dining, shopping, and local amenities. Buyer to verify all measurements, zoning, flood, and use restrictions.
Exterior Features

Architectural Style Custom Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 1 Direction Faces Northwest Exterior Features BalconyFire PitFrench DoorsGardenLightingOutdoor GrillOutdoor ShowerRain GuttersSauna Fencing Chain LinkVinylWood Foundation Details Slab Lot Features Cul-De-SacFlood Insurance RequiredIn CountyLandscapedNear Golf CourseNear MarinaNear Public TransitUnincorporated Lot Size Dimensions 83 x 105 Open Parking YN Yes Other Structures Boat House Parking Features DeededDriveway Patio And Porch Features CoveredRear Porch Pool Features DeckGuniteIn GroundLightingOutside Bath AccessSalt WaterTile Pool Private Yn Yes Road Frontage Type Street Paved Road Surface Type Paved Roof Metal Spa YN No View Water Water Access Canal - Saltwater Water Access Yn Yes Water Body Name GREENS BAYOU Water Extras BoathouseLiftSailboat Water Water Extras Yn Yes Water View Bayou Water View Yn Yes Waterfront Features Canal - Saltwater Waterfront Feet Total 144 Waterfront Yn Yes

Interior Features

Additional Rooms Storage Rooms Appliances DishwasherDryerMicrowaveRangeRefrigeratorWasher Building Area Total 2798 Building Elevator Yn No Cooling Mini-Split Unit(s) Cooling YN Yes Fireplace Yn No Flooring Ceramic TileSlateHardwood Furnished Unfurnished Heating ElectricOtherSolar Heating YN Yes Interior Features Attic VentilatorBuilt-in FeaturesCeiling Fan(s)Eating Space In KitchenKitchen/Family Room ComboOpen FloorplanPrimaryBedroom UpstairsSaunaSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostat Laundry Features In Garage Levels Two Rooms Living Room Kitchen Dining Room Bedroom 2 (Built-in Closet) Bedroom 4 (Built-in Closet) Primary Bedroom (Built-in Closet) Bedroom 3 (Built-in Closet) Balcony/Porch/Lanai Balcony/Porch/Lanai Sauna Sewer Public Sewer Stories Total 2 Water Source Public Window Features Storm Window(s)

Property Features

Additional Lease Restrictions All restrictions to be verified by Buyer through City/County. Association Yn No Cdd Yn No Condo Land Included Yn No Down Payment Resource No Flood Zone Code AE Garage Yn Yes Homestead Yn Yes Lease Considered YN No Lease Restrictions YN No Listing Terms CashConventional New Construction Yn No Ownership Fee Simple Pet Restrictions All restrictions to be verified by Buyer through City/County. Pets Allowed Yes Planned Unit Development Yn No Property Attached YN Yes Property Condition Completed Property Sub Type Single Family Residence Realtor Info As-IsBrochure AvailableFloor Plan Available Senior Community Yn No Special Listing Conditions None Tax Annual Amount 5079.74 Total Annual Fees 0 Total Monthly Fees 0 Utilities Cable AvailableElectricity ConnectedFire HydrantPhone AvailableSewer ConnectedWater Connected Zoning R-3


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of EXP REALTY LLC: 888-883-8509.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-02-17T17:45:32.073.
 
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